NHS prescriptions: Doctor explains how to ‘save a lot of money’ on drugs this winter | Personal finance | Finance

A former NHS doctor has shared a way people can save hundreds of pounds on prescriptions. Dr Dominic Pimenta, who is now a senior research physician at the Richmond Research Institute, said prepayment certificates (PPCs) could help people “save a lot of money” on their prescriptions.

He tweeted: “It doesn’t seem well known, but if you pay for your prescriptions (eg no exemption) you could save a lot of money with a prepayment certificate.

“In these times, it could make a big difference.

“If you know, a lot of people don’t retweet so much.”

A PPC acts as a “season pass” for people who buy many prescriptions each month.

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The certificates allow people who pay for their prescriptions to buy them at a fixed price.

The more prescription items you need, the greater the savings.

As the cost of living crisis continues, many families may be looking for ways to cut costs.

A University of York study estimates that two-thirds of all UK households – or 18 million families – will be pushed into financial insecurity by January due to soaring inflation, which is already at a level record for 40 years.


If a person needs two prescription drugs each month, a three-month CPD could save them around £25, while the 12-month CPD would save them around £116 for the year.

If a person needs four prescriptions a month, with the 12 month PPC they could save over £340 a year.

People can either pay the PCC in full or spread the costs over 10 or 12 monthly installments by direct debit.

In Scotland and Wales, people can claim their medicines for free, regardless of age.

On Twitter, one user described PPC as an “absolute lifesaver”.

@tamsin6 said: “I discovered this a few years ago because the husband needed several regular repeat medications.

“Absolute Savior.”

Britons can check if they are eligible for PPC on the NHS website.

People can either buy a prepayment certificate online or call to speak to someone (0300 330 1341).

Britons will need bank details or credit or debit card details – and they can either pay an upfront payment or get a direct debit.

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